What can you do with SpendNod?

SpendNod

Your AI agent wants to buy something — should it ask you first?

SpendNod is a human-in-the-loop authorization gateway for AI agent transactions. Set spending limits, vendor blocklists, daily caps, and category restrictions. Approve or deny from your phone.

Quick Start

Claude Code

claude mcp add spendnod --transport http https://api.spendnod.com/mcp

ChatGPT

Settings → Apps → Developer Mode → Create app → paste https://api.spendnod.com/mcp

Any MCP client

{
  "mcpServers": {
    "spendnod": {
      "url": "https://api.spendnod.com/mcp"
    }
  }
}

What It Does

AI agents can now book flights, place orders, and transfer money on your behalf. SpendNod sits between your agent and every transaction — evaluating your rules in real-time and escalating anything outside your guardrails to you for approval.

Rule evaluation (in priority order):

Blocked vendors / blocked categories → instant deny
Auto-approve below threshold → instant approve
Require approval above threshold → escalate to human
Max per transaction → escalate if exceeded
Max per day (aggregate) → escalate if would exceed
Max per month (aggregate) → escalate if would exceed
Allowed vendors / allowed categories → escalate if not in whitelist
Default (no rules triggered) → auto-approve

Features

Spending thresholds — auto-approve small purchases, require human sign-off above a limit
Vendor blocklists — permanently block specific merchants
Daily & monthly caps — hard budget limits across all agent activity
Category restrictions — block or restrict entire spending categories (gambling, travel, etc.)
Rule templates — Conservative, Moderate, and Permissive presets to get started fast
Real-time dashboard — live activity feed, stats, and pending approvals at app.spendnod.com
Audit trail — every request logged with outcome, timestamp, and rule that fired
OAuth 2.1 login — Google and GitHub sign-in, no password required

Works With

Claude Code
ChatGPT
Cursor
VS Code
OpenClaw
Any MCP-compatible client

Pricing

Plan	Price	Agents	Requests/mo
Free	$0	2	200
Starter	$29/mo	10	5,000
Pro	$99/mo	Unlimited	50,000

Links

Website: spendnod.com
Dashboard: app.spendnod.com
API docs: api.spendnod.com/docs

License

Built by Stack Industries LLC

Install

Add SpendNod to your client. Pick the one you use.

claude mcp add --transport http spendnod https://api.spendnod.com/mcp

codex mcp add spendnod --url https://api.spendnod.com/mcp

{
  "mcpServers": {
    "spendnod": {
      "url": "https://api.spendnod.com/mcp"
    }
  }
}

Add to `~/.cursor/mcp.json`, or `.cursor/mcp.json` for a single project.

{
  "servers": {
    "spendnod": {
      "type": "http",
      "url": "https://api.spendnod.com/mcp"
    }
  }
}

Add to `.vscode/mcp.json` in your workspace.

{
  "mcpServers": {
    "spendnod": {
      "url": "https://api.spendnod.com/mcp"
    }
  }
}

Add to `claude_desktop_config.json`, then restart Claude Desktop.

{
  "mcpServers": {
    "spendnod": {
      "serverUrl": "https://api.spendnod.com/mcp"
    }
  }
}

Add to `~/.codeium/windsurf/mcp_config.json`.

Score

39 / 100

Incomplete

Documentation22/25
Maintenance19/25
Trust6/20
Capability0/15
Install experience12/15

Documents what it does and how to connect
Has a resolvable package or endpoint
Exposes at least one tool, prompt or resource
README has substantive content
Includes a code example
Documents its configuration
Mentions credentials or security posture
Last commit 120 days ago
Has a release history
Repository is not archived
No licence detected
Namespace verified in the official MCP registry
Claimed by its owner
Published under an organisation
0 tool(s) documented
Provides prompt templates
Provides resources
6 documented install method(s)
Published to a package registry
Offers a hosted endpoint — no local install

Read the full rubric →

Version history

Versions	Published
1.0.2Latest	Apr 17, 2026
1.0.1	Apr 17, 2026
1.0.0	Apr 4, 2026